Black, 西班牙裔和拉丁裔妇女对投资知识和建立世代财富的信心增强, Finds New J.P. Morgan Wealth Management Study

New York, NY, September 13, 2023 – Black, 近年来，西班牙裔和拉丁裔女性对自己的投资知识有了信心，并开始投资，为下一代积累财富, according to new research from J.P. Morgan Wealth Management. J.P. Morgan surveyed 1,000 investors to uncover investing trends within Black, Hispanic and Latino communities.

“Everyone should be building their wealth and J.P. 摩根坚定地致力于在每个阶段更好地服务所有投资者. Understanding the different needs, 每个群体的态度和优先事项是这项工作的关键部分. 我们认为最重要的是勾勒出你的目标，并制定实现目标的计划,” said Kristin Lemkau, CEO of J.P. Morgan Wealth Management.

Here are 4 key takeaways from the J.P. Morgan Wealth Management 2023 Diverse Investor Study:

1.       Black, 西班牙裔和拉丁裔女性受访者近年来对自己的投资知识越来越有信心.

• 68%的黑人女性投资者和52%的西班牙裔和拉丁裔女性投资者表示，与五年前相比，她们对投资和退休计划的了解更多了

2.       Most Black, 西班牙裔和拉丁裔女性受访者开始投资，以积累代际财富，支持家人和朋友.

These Black, 西班牙裔和拉丁裔女性投资者表示，她们开始投资的一个动机是:

• to build wealth to pass down to future generations (68% for both)
• to support my family and friends (66% and 70%)

3.       尽管持续波动，但不同种族的女性对投资的态度是一致的. Men are more risk-taking and active investors.

• 接受调查的女性投资者中，83%的人在经纪账户上的投资与2022年相同或更多, compared to 74% of men
• 接受调查的男性投资者更有可能将他们的投资策略描述为“冒险”(29%，女性投资者为15%)和“积极”(35%，女性投资者为25%)。
• 接受调查的男性投资者每周查看一次或更多次经纪账户状况的可能性是女性投资者的两倍(34%，而女性投资者为17%)。

4.       总体而言，接受调查的投资者没有让经济焦虑影响他们的长期策略.

• 88% of investors are concerned about inflation
• 79% of investors are concerned about a recession, 然而，63%的投资者表示，谈论经济衰退不会影响他们的财务决策
• 74% of investors would not consider selling after a 20% dip in their investment portfolio
• 与2022年相比，83%的投资者向他们的退休账户和77%的经纪账户存入了更多或相同的金额

“Our business and economy are stronger when it is more inclusive,” said Thelma Ferguson, Global Head of Diversity, Equity & Inclusion and Vice Chair of Commercial Banking at JPMorgan Chase. “了解那些长期被排除在外的社区的趋势和习惯，是朝着缩小机会和财富差距取得进展的重要一步.”

J.P. 摩根财富管理(Morgan Wealth Management)致力于扩大在黑色市场的投资资源和渠道, Hispanic and Latino communities. 它的“建立新的遗产”当地活动系列旨在为布莱克创造一个空间, 西班牙裔和拉丁裔妇女及其盟友学习如何为自己的未来遗产进行投资. Since kicking off the roadshow last year, the firm has hosted events in Atlanta, Chicago, Dallas, Detroit, Miami, Newark and Washington D.C. with more than 1,000 attendees.

JPMorgan Chase’s Advancing Black Wealth Tour 正在帮助黑人社区获得对房屋所有权的财务见解, entrepreneurship and investing, 最近在奥克兰和芝加哥停留，即将在迈阿密和纽约停留. The firm’s Advancing Hispanics & 拉美裔建筑Nuestro Futuro财富峰会系列最近也在迈阿密拉开帷幕，并将于10月7日在洛杉矶停留.

Read more about the J.P. 摩根财富管理2023年多元化投资者研究发现如下: http://www.chase.com/personal/investments/learning-and-insights/article/black-hispanic-and-latina-women-investors-report-increased-investment-knowledge

To learn about ways to invest with J.P. Morgan Wealth Management, visit: http://www.chase.com/personal/investments

Methodology

The J.P. 摩根财富管理2023多元化投资者研究于2023年5月30日至6月13日进行. The results are based on a sample of 1,017 American adults aged 25+ with at least $25,000 in investable assets, including oversamples for Black, Hispanic and Latino Americans (390 White respondents, 287 Black respondents and 297 Hispanic and Latino respondents). Respondents were interviewed online in English and Spanish. J.P. Morgan Wealth Management was not identified as the survey sponsor.

About J.P. Morgan Wealth Management 
J.P. Morgan Wealth Management is the U.S. wealth management business of JPMorgan Chase & Co., a leading global financial services firm with assets of $3.9 trillion and operations worldwide. J.P. 摩根财富管理公司拥有约5,100名顾问和约8,930亿美元的监管资产. Clients can choose how and where they want to invest. They can do it digitally, remotely, 或者亲自与我们的4个以上的顾问见面,700 Chase branches throughout the U.S., or in one of our offices. For more information, go to www.jpmorgan.com/wealth and follow @JPMWealth on Twitter and J.P. Morgan Wealth Management on LinkedIn.

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